Senior Software Engineer, Small Dollar Loan (web + mobile)
Company: Upstart
Location: Columbus
Posted on: September 3, 2024
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Job Description:
About Upstart
Upstart is a leading AI lending marketplace partnering with banks
and credit unions to expand access to affordable credit. By
leveraging Upstart's AI marketplace, Upstart-powered banks and
credit unions can have higher approval rates and lower loss rates
across races, ages, and genders, while simultaneously delivering
the exceptional digital-first lending experience their customers
demand. More than two-thirds of Upstart loans are approved
instantly and are fully automated.
Upstart is a digital-first company, which means that most
Upstarters live and work anywhere in the United States. However, we
also have offices in San Mateo, California; Columbus, Ohio; and
Austin, Texas.
Most Upstarters join us because they connect with our mission of
enabling access to effortless credit based on true risk. If you are
energized by the impact you can make at Upstart, we'd love to hear
from you!The Team
Upstart's Small Dollar Loan team aims to put an end to payday
lending by using superior AI and automation to drive down the cost
of lending small dollar amounts over short periods of time. Did you
know that 49% of Americans don't have the cash reserves to cover a
$400 emergency and traditional payday lenders can charge up to 400%
APRs? At Upstart we took a first principles approach to providing
borrowers small loan amounts, $250-$2,500, over short periods of
time, 3-18 months, with an affordable APR, up to 36%. The Small
Dollar Loan team is looking for an engineer passionate about making
a difference in the lives of millions of Americans every day!
As a Senior Engineer at Upstart with mobile experience, you will
build features which engage our borrowers where they are, on mobile
devices and the web. You will lead projects which align the Upstart
mobile strategy with the Small Dollar Loan strategy. You will help
move the Upstart Mobile platform forward, adding more capabilities
to allow all Upstart verticals to build mobile features. This role
will report directly to the Director of Engineering for Small
Dollar Loans.
How you'll make an impact:
What we're looking for:
What you'll love:
#LI-REMOTE
#LI-MidSenior
At Upstart, your base pay is one part of your total compensation
package. The anticipated base salary for this position is expected
to be within the below range. Your actual base pay will depend on
your geographic location-with our "digital first" philosophy,
Upstart uses compensation regions that vary depending on location.
Individual pay is also determined by job-related skills,
experience, and relevant education or training. Your recruiter can
share more about the specific salary range for your preferred
location during the hiring process.
In addition, Upstart provides employees with target bonuses, equity
compensation, and generous benefits packages (including medical,
dental, vision, and 401k).United States - Remote - Anticipated Base
Salary Range$160,400-$222,000 USDUpstart is a proud Equal
Opportunity Employer. We are dedicated to ensuring that
underrepresented classes receive better access to affordable
credit, and are just as committed to embracing diversity and
inclusion in our hiring practices. We celebrate all cultures,
backgrounds, perspectives, and experiences, and know that we can
only become better together.
If you require reasonable accommodation in completing an
application, interviewing, completing any pre-employment testing,
or otherwise participating in the employee selection process,
please email
#J-18808-Ljbffr
Keywords: Upstart, Columbus , Senior Software Engineer, Small Dollar Loan (web + mobile), IT / Software / Systems , Columbus, Ohio
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