CRA Officer
Company: Civista Bank
Location: Dublin
Posted on: August 7, 2022
Job Description:
Civista Bank Description:
Position Purpose: The CRA Officer is responsible for administering
and managing the Bank's Community Reinvestment Act (CRA) programs
to ascertain how the Bank is responding to the credit needs of low
and moderate income members of the Bank's lending area. Key
Accountabilities, Responsibilities and Expectations:
- Coordinate and report on the CRA program to the Bank's Board of
Director's and various federal and state regulatory agencies.
- Monitor the Bank's CRA performance and recommend ways to senior
management to improve the CRA position in the communities we
serve.
- Establish a CRA program to assure that the Bank performs well
under the assessment factors in the regulations.
- Interface with community groups to determine the needs of the
communities in our assessment areas.
- Work with department managers to ensure our investment
activities, lending programs and service activities address the
needs of the communities in our assessment areas.
- Train staff on community development and maintain community
development lending documentation.
- Maintain documentation of investments made including the
purpose, area benefitted and performance.
- Identify qualified community development services and maintain
documentation regarding the nature of service provided,
organizations involved, group benefitted, and hours of service
provided.
- To develop and submit to the Board an appropriate CRA
statement, reviewing it periodically, and assuring that it is
available to the public upon request.
- To assure that the Bank's CRA effort is accomplished by
identifying those people who can best understand and initiate CRA
activities, such as community organizations, government officials,
nonprofit groups, businesses, and trade associations.
- To prepare materials and conduct all necessary training to
assure Bank compliance with CRA policies and regulations.
- To work with auditors/examiners as it relates to CRA
Compliance; producing reports, answering questions and so forth.
Requirements:
Qualifications, Knowledge and Skills:
- Three to five years' experience with Bank compliance, CRA and
Fair Lending.
- Bachelor's Degree in Business Administration or equivalent work
experience in a financial institution setting
- Courtesy, tact, and diplomacy are essential elements of the
job. Work involves personal contact with others inside and/or
outside the organization, generally regarding routine matters for
purposes of giving or obtaining information which may require some
discussion that may be confidential in nature.
- Thorough understanding of the Community Reinvestment Act, Fair
Lending and related policies and regulations.
- Strong initiative and ability to create contacts and
relationships within a variety of communities and ethnic
groups.
- Solid Computer literacy (Word, Excel) with accurate data entry
skills; proficient knowledge of working with spreadsheet and
creating formulas. Ability to become proficient in use of specific
software required for position.
- A high level of initiative, thoroughness, accuracy and
organizational skills required.
- Detail oriented with strong analytical skills.
- High level of confidentiality required.
- Solid oral and written communication skills.
- Ability to manage multiple priorities/projects with varied
deadlines. Pay Transparency Nondiscrimination Provision:
Opportunity Employer EEOC M/F/D/V This Position Description is not
a complete statement of all duties and responsibilities comprising
this position. Nothing in this job description restricts
management's right to assign or reassign duties and
responsibilities to this position at any time. PI185890525
Keywords: Civista Bank, Columbus , CRA Officer, Other , Dublin, Ohio
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