Company: Civista Bank
Posted on: August 7, 2022
The CRA Officer is responsible for administering and managing the
Bank's Community Reinvestment Act (CRA) programs to ascertain how
the Bank is responding to the credit needs of low and moderate
income members of the Bank's lending area.
Key Accountabilities, Responsibilities and Expectations:
Coordinate and report on the CRA program to the Bank's Board of
Director's and various federal and state regulatory agencies.
Monitor the Bank's CRA performance and recommend ways to senior
management to improve the CRA position in the communities we
Establish a CRA program to assure that the Bank performs well under
the assessment factors in the regulations.
Interface with community groups to determine the needs of the
communities in our assessment areas.
Work with department managers to ensure our investment activities,
lending programs and service activities address the needs of the
communities in our assessment areas.
Train staff on community development and maintain community
development lending documentation.
Maintain documentation of investments made including the purpose,
area benefitted and performance.
Identify qualified community development services and maintain
documentation regarding the nature of service provided,
organizations involved, group benefitted, and hours of service
To develop and submit to the Board an appropriate CRA statement,
reviewing it periodically, and assuring that it is available to the
public upon request.
To assure that the Bank's CRA effort is accomplished by identifying
those people who can best understand and initiate CRA activities,
such as community organizations, government officials, nonprofit
groups, businesses, and trade associations.
To prepare materials and conduct all necessary training to assure
Bank compliance with CRA policies and regulations.
To work with auditors/examiners as it relates to CRA Compliance;
producing reports, answering questions and so forth.
Qualifications, Knowledge and Skills:
Three to five years' experience with Bank compliance, CRA and Fair
Bachelor's Degree in Business Administration or equivalent work
experience in a financial institution setting
Courtesy, tact, and diplomacy are essential elements of the job.
Work involves personal contact with others inside and/or outside
the organization, generally regarding routine matters for purposes
of giving or obtaining information which may require some
discussion that may be confidential in nature.
Thorough understanding of the Community Reinvestment Act, Fair
Lending and related policies and regulations.
Strong initiative and ability to create contacts and relationships
within a variety of communities and ethnic groups.
Solid Computer literacy (Word, Excel) with accurate data entry
skills; proficient knowledge of working with spreadsheet and
creating formulas. Ability to become proficient in use of specific
software required for position.
A high level of initiative, thoroughness, accuracy and
organizational skills required.
Detail oriented with strong analytical skills.
High level of confidentiality required.
Solid oral and written communication skills.
Ability to manage multiple priorities/projects with varied
Pay Transparency Nondiscrimination Provision:
Employer EEOC M/F/D/V This Position Description is not a complete
statement of all duties and responsibilities comprising this
position. Nothing in this job description restricts management's
right to assign or reassign duties and responsibilities to this
position at any time.
Keywords: Civista Bank, Columbus , CRA Officer, Other , Dublin, Ohio
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