Mortgage Loan Officer - Dublin, OH

Company: On The Money Talent Acquisition Partners
Location: Dublin
Posted on: November 17, 2023

Job Description:

On The Money Talent has been retained by a 95 year old, $600 Million Arkansas headquartered community bank that lends in all 50 states. This bank takes marketing and Realtor relationships seriously, spending over $350k yearly on the support of their Realtor partners. Leadership's willingness to invest in their team is unmatched in the industry. The compensation is flexible up to 125bps with a forgivable monthly draw.

We are searching for Originators in the Columbus, OH market that are looking to grow with the organization. See a few highlights below.

• Unlimited marketing budget to help grow your Realtor business ($360k spent on Realtor relationships yearly)
• Exempt Licensing to originate loans in all 50 states day one of employment
• 15-year processing team with 10+ underwriters in-house
• Full health and vision benefits, including 401k, etc.
• Ability to work remote and in our Dublin office or both
• Fast turn times to meet closing dates (20-30 days on avg)
• Multiple down payment assistance products for existing and first time home buyers
• Conventional, VA, FHA, DPA, USDA, etc
• Stability with tenures above 15 years with the organization Job Description:
  
  A successful Loan Originator increases mortgage loan production by developing contacts, attracting mortgage customers and reviewing and processing loan applications. The Loan Originator is responsible for providing excellent customer service from the beginning to the end of the mortgage loan process.
  
  Main Job Tasks and Responsibilities:
  • Attracts new mortgage loan applications by developing relationships specifically in the real estate community and making sales calls to prospective customers.
  • Provides applicants with information regarding the loan application process.
  • Obtains complete loan applications including all supporting documentation needed to process the loan.
  • Reviews information by examining application and documentation, reviewing credit worthiness, calculating repayment risk from information and documentation received from the borrowers.
  • Pre-qualifies potential loan applicants by analyzing credit and financial background.
  • Follows up on processing the loan by obtaining additional applicant information if necessary.
  • Maintains communication with the borrower from time of application through closing.
  • Establishes the rate with the borrower both verbally and in writing prior to settlement.
  • Understands and supports the company's policies and procedures to provide proper and effective treatment to all the company's customers.
  • Resolves any customer questions and disputes in an expeditious and tactful manner.
  • Reviews and reports complaints from customers and recommends corrective action to management.
  • Protects the bank and the customer by keeping all mortgage loan information confidential.
  • Performs other related duties as assigned. Key Competencies:
    • Budgeting.
    • Oral Communication Skills.
    • Written Communication Skills.
    • Customer Relations.
    • Customer Service.
    • Good Math Skills.
    • Negotiations.
    • Professionalism.
    • Time Management.
      
      Required- in order to be considered.
      
      Three to five years mortgage sales experience, originating conventional and government real estate mortgage loans.

Keywords: On The Money Talent Acquisition Partners, Columbus , Mortgage Loan Officer - Dublin, OH, Other , Dublin, Ohio